Stand out and win
in home renovation lending

The end‑to‑end renovation lending platform purpose built for forward‑thinking financial institutions.
Scale your program by making your existing team more efficient—no extra headcount required.

See How It Works

Trusted by industry leaders

Why Housetable?

Boldly capture the $250 billion home improvement financing opportunity. We combine automated valuations, built-in risk controls, and intuitive borrower and contractor experiences to help your institution originate more renovation loans, faster—and with lower operational overhead.

Win new customers & deposits

Offer a unique HELOC program that unlocks up to 3× higher borrowing power.

Protect your balance sheet

Automated feasibility checks, contractor vetting and draw controls minimize credit risk.

Launch in weeks, not years

Seamlessly integrates with your existing systems through secure, modern connections.

Platform Highlights

Everything you need to originate, service,
and scale renovation loans in a single workspace.

Digital draw management

Virtual inspections, e‑signoffs and ACH disbursements—zero spreadsheet chaos.

Contractor due‑diligence

Automated license and background checks plus performance scoring.

Borrower engagement tools

Self‑serve calculators for budget, equity, and ROI boost application volume.

Housetable AVM

Proprietary AI calculates after‑renovation value (ARV) from borrower‑captured photos and uploaded plans in <60 seconds.

Renovation & contractor document collection

Smart checklists collect permits,
scopes of work, insurance certificates, etc. No more email ping pong.

Renovation risk management

Real‑time feasibility and code‑compliance validation keep projects on track.

Three Purpose‑Built Portals

Upload docs, invite contractors, track approval status & request draws. Leverage AI tools to understand equity and borrowing power.

Invite applicants, view risk scores, review and approve draws & monitor portfolio health.

Submit company credentials, create draw schedule, upload progress photos, get paid.

Borrower Portal

Upload documents, invite contractors, track approval status & request draws. Leverage AI tools to understand equity and borrowing power.

Lender Portal

Invite applicants, view risk scores, review and approve draws & monitor portfolio health.

Contractor Portal

Submit company credentials, create draw schedule, upload progress photos, get paid.

Renovation HELOCs
Your Competitive Edge

Members keep their low first‑mortgage rates while accessing larger budgets, and you capture secured, high‑yield assets.

A Renovation HELOC blends the flexibility of a line of credit with the control of a construction loan, underwritten on ARV and funded straight to vetted contractors.

Demo The Platform

Security & Compliance

SOC 2 Type II certified

Roadmap

Coming Soon...

New‑Construction Lending

Deliver the same frictionless experience to ground-up builds.

Ready to transform renovation lending?

Let’s build something great together.
See how Housetable can unlock new revenue
for your institution in less than 30 days.

Schedule Demo

© 2025 Housetable Inc - NMLS #2620509
Housetable is not a lender. We have partnered with lenders that use Housetable's technology to efficiently provide Housetable Loans. These loans are arranged through our partner third-party lenders. In California, we operate as Housetable Operations Inc.

Stand out and win in home renovation lending